First Home Loan

Buying your first home is an exciting milestone, but it can also feel overwhelming with the complexities of financing. At Kohli Loans, we specialize in making the process simple and stress-free for you. Our experienced team guides you every step of the way, helping you understand your options, secure the best loan terms, and navigate the Australian property market with confidence. Whether it’s understanding government grants or finding the right loan structure, we’re here to make your first home purchase a seamless experience. With Kohli Loans, turning your dream home into a reality is just a step away.

Why Choose Kohli Loans

At Kohli Loans, our mortgage brokers are in your corner helping you to buy your first home. 

We put you first

We get to know not just you, but also your goal. While being responsive and flexible during the process.

Experience you can trust

Our mortgage brokers are experienced professionals with extensive lender and finance knowledge.

Access to lenders

We have strong existing relationships with over 60 lenders to help us negotiate the right deal.

Strong ethical standards

We go beyond the standard expectation when it comes to our compliance practices.

Flexibility support

We keep your options open and risk assess as we go. You can trust our quick response times and after hours support.

We are number one

We are rated the Top performing brokerage in Australia.

FAQ

  • Your income, debt, and creditworthiness (as measured by your debt-to-income ratio and credit score).
  • The home’s location and local housing market.
  • The type of loan and any local or government programs you qualify for. A mortgage lender will evaluate your financial situation to determine how much you can afford.

Interest rates can vary based on the loan type, your credit score, and market conditions. For a first-time homebuyer, rates may be slightly lower, but it's essential to shop around and compare offers from different lenders to find the best rate for your situation.

 This timeline depends on the lender, the complexity of your financial situation, and how quickly you provide the required documentation (e.g., proof of income, tax returns, etc.).

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