Car and Asset Loan

At Kohli Loans, we specialize in providing flexible car and asset finance solutions that are tailored to your unique needs. Whether you’re purchasing a new car, upgrading your vehicle, or financing business equipment, our team is here to help you secure the best loan options. We work closely with you to understand your requirements and offer competitive interest rates, manageable repayment terms, and fast approval processes. With Kohli Loans, you can trust that we’ll find the right finance solution to fit your budget and help you drive away or invest in the assets you need with confidence.

Why Choose Kohli Loans

At Kohli Loans, our mortgage brokers are in your corner helping you to buy your Car and Asset Loan. Here’s how we help.

We put you first

We get to know not just you, but also your goal. While being responsive and flexible during the process.

Experience you can trust

Our mortgage brokers are experienced professionals with extensive lender and finance knowledge.

Access to lenders

We have strong existing relationships with over 60 lenders to help us negotiate the right deal.

Strong ethical standards

We go beyond the standard expectation when it comes to our compliance practices.

Flexibility support

We keep your options open and risk assess as we go. You can trust our quick response times and after hours support.

We are number one

We are rated the Top performing brokerage in Australia.

FAQ

Car loans typically work by allowing the borrower to borrow a specific amount to buy a vehicle. The loan is repaid over a fixed period  with interest. The borrower makes regular monthly payments (including both principal and interest). The car acts as collateral for the loan, and the lender can repossess the car if the borrower doesn't keep up with payments.

  • Secured car loans: The most common type of car loan, where the vehicle itself serves as collateral. These loans typically offer lower interest rates compared to unsecured loans.
  • Unsecured car loans: A car loan where no collateral is required. These loans generally have higher interest rates because they represent more risk to the lender.
  • Lease-to-own car loans: With these loans, you lease the vehicle for a set period with the option to buy it at the end of the lease term, often at a predetermined price.
  • Car loan: Specifically used to purchase a car, truck, or other vehicle. The car serves as collateral for the loan.
  • Asset loan: A broader category of loans that can be used to finance any valuable asset (e.g., cars, jewelry, boats, or equipment). The asset itself serves as collateral for the loan.

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