Investment Loan

For those looking to invest in property or expand their financial portfolio, Kohli Loans provides specialized investment loans designed to support your goals. Whether you’re a first-time investor or an experienced property owner, we offer flexible financing options that suit a range of investment strategies. Our team works closely with you to ensure you get the right loan structure, competitive interest rates, and the most favorable terms. With expert guidance and personalized service, Kohli Loans helps you make informed decisions, empowering you to maximize your investment potential and grow your wealth with confidence.

Why Choose Kohli Loans

At Kohli Loans, our mortgage brokers are in your corner helping you to buy your Investment Loan. Here’s how we help.

We put you first

We get to know not just you, but also your goal. While being responsive and flexible during the process.

Experience you can trust

Our mortgage brokers are experienced professionals with extensive lender and finance knowledge.

Access to lenders

We have strong existing relationships with over 60 lenders to help us negotiate the right deal.

Strong ethical standards

We go beyond the standard expectation when it comes to our compliance practices.

Flexibility support

We keep your options open and risk assess as we go. You can trust our quick response times and after hours support.

We are number one

We are rated the Top performing brokerage in Australia.

FAQ

An investment loan works like other loans, where you borrow a specific amount of money from a lender to finance an investment. In the case of real estate, for example, you would use the loan to purchase an investment property, and you would repay the loan over time (typically 15-30 years) with interest. The property is usually used as collateral.

  • Real estate: Purchasing rental properties, commercial properties, or properties for flipping.
  • Shares, bonds, or managed funds: Financing investments in stocks, bonds, or mutual funds (via margin loans or investment lines of credit).
  • Other assets: Some investment loans may be used for buying other types of assets that are expected to appreciate in value or generate income.

Rates may be higher for higher-risk investments or for borrowers with lower credit scores. The interest rates may also vary between fixed or variable loan options:

  • Fixed-rate loans: Offer predictable monthly payments with the same interest rate for the entire term of the loan.
  • Variable-rate loans: Interest rates can change over time, which may result in lower or higher payments depending on market conditions.

The interest paid on an investment loan is often tax-deductible if the loan is used for income-producing purposes. For example, the interest on a loan used to purchase a rental property may be deductible as an expense when you file your tax return. Additionally, you may be able to deduct other investment-related expenses such as property management fees, insurance, and depreciation of the property.

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